Your first car is more than a purchase — it's a responsibility.
Most first-time buyers only think about the sticker price. We'll help you understand the real cost of owning a car — and how to make smarter decisions from day one.
The Real Cost of Your First Car
The sticker price is just the beginning. Here's what car ownership actually costs.
That's $7,200 to $22,200 per year — and most first-time buyers only budget for the car payment. Understanding your total cost of ownership is the most important financial decision you'll make as a new driver.
Learn what's in a car payment →💡 A car isn't just something you buy — it's something you maintain.
The purchase is day one. Maintenance is every day after. We'll teach you both.
Everything You Need to Know
From the dealer lot to your first oil change — we've got you covered.
Buying Your First Car
New vs. used, dealer vs. private party, what to look for, and how to avoid getting ripped off.
Financing & Payments
Understand loans, interest rates, dealer fees, and what that monthly payment actually includes.
Insurance
What coverage you need, how to save as a young driver, and why insurance matters more than you think.
Maintenance
Oil changes, tires, brakes, and the stuff you need to do to keep your car running (and your warranty valid).
Safety & Driving
Dashboard warning lights, seasonal driving tips, and what to do when something goes wrong on the road.
Selling & Trading In
When it's time to move on — how to sell your car, get a fair price, and avoid common pitfalls.
Latest from the Blog
Real talk about car ownership — no jargon, no BS.
Chain Shop vs. Local Mechanic: Where Should You Take Your Car?
Should you go to a big chain shop or a local independent mechanic? We compare pricing, trust, quality, and convenience to help you decide.
Car Insurance: Do You Actually Need It? (Yes, and Here's Why)
Car insurance is required by law in almost every state. But what do you actually need? We break down coverage types, costs, and how young drivers can save.
What Do Those Dashboard Warning Lights Mean?
Check engine, oil pressure, battery, TPMS — your dashboard warning lights are trying to tell you something. Here's what each one means and what to do.
Check Engine Light On? Don't Panic. Here's What to Do.
Your check engine light is on — now what? Learn the most common causes, when it's serious, and how to diagnose the problem without overspending.
Buying from a Dealer vs. Private Party: What You Need to Know
Should you buy your car from a dealership or a private seller? We compare pricing, warranties, risks, and paperwork so you can decide with confidence.
Every Dealer Fee Explained (And Which Ones You Can Negotiate)
Doc fees, destination charges, dealer prep, VIN etching — we explain every fee on your dealer invoice and tell you which ones are negotiable.
The MyFirstCar App
Track your maintenance schedule, estimate your total cost of ownership, get reminders for oil changes and tire rotations, and access our full library of guides — all in your pocket.
Ready to make a smart decision?
Start with the blog. Learn what most first-time buyers find out the hard way.
Start Reading →